{"id":70875,"date":"2026-10-23T21:41:52","date_gmt":"2026-10-23T20:41:52","guid":{"rendered":"https:\/\/plumeseconomiques.com\/fr\/?p=70875"},"modified":"2026-10-23T21:43:15","modified_gmt":"2026-10-23T20:43:15","slug":"credits-sur-lhonneur-10-000-demandes-en-14-heures-les-recours-possibles","status":"publish","type":"post","link":"https:\/\/plumeseconomiques.com\/fr\/news\/credits-sur-lhonneur-10-000-demandes-en-14-heures-les-recours-possibles\/","title":{"rendered":"Cr\u00e9dits sur l’honneur : 10 000 demandes en 14 heures, les recours possibles"},"content":{"rendered":"

Cr\u00e9dits sur l’honneur : 10 000 demandes en 14 heures, les recours possibles<\/span><\/strong><\/p>\n

L’engouement pour les cr\u00e9dits sur l’honneur a d\u00e9pass\u00e9 les attentes. Selon l’expert fiscal Mohamed Salah Ayari, une agence bancaire aurait enregistr\u00e9 pr\u00e8s de 10 000 demandes entre minuit et 14 heures le jour du lancement. Face aux interrogations sur les d\u00e9lais de traitement, la BCT rappelle les obligations des banques.<\/span><\/span><\/em><\/p>\n

Une obligation de r\u00e9ponse sous dix jours<\/span><\/strong><\/p>\n

Intervenant sur la Radio nationale le 21 octobre 2026, Mohamed Salah Ayari a rappel\u00e9 que la circulaire n\u00b08 de 2026 de la BCT encadre les modalit\u00e9s de d\u00e9p\u00f4t et de traitement des demandes<\/span>. Chaque demandeur doit \u00eatre inform\u00e9 de la suite r\u00e9serv\u00e9e \u00e0 son dossier dans un <\/span>d\u00e9lai maximal de dix jours<\/span><\/strong>. La banque doit conserver une trace \u00e9crite de la date de d\u00e9p\u00f4t et, en cas de rejet, notifier sa d\u00e9cision et en communiquer les motifs<\/span>.<\/span><\/span><\/p>\n

L’absence de r\u00e9ponse ne doit pas \u00eatre consid\u00e9r\u00e9e comme une modalit\u00e9 normale de traitement d’un dossier<\/span>. Les demandeurs dont les demandes n’ont pas abouti pourront <\/span>renouveler leur d\u00e9marche en 2027<\/span><\/strong>, sous r\u00e9serve de remplir les conditions requises<\/span>.<\/span><\/span><\/p>\n

Un afflux massif<\/span><\/strong><\/p>\n

L’ouverture des plateformes \u00e9lectroniques d\u00e9di\u00e9es a suscit\u00e9 un afflux important de demandes. Mohamed Salah Ayari a \u00e9voqu\u00e9 le cas d’une agence o\u00f9 quelque <\/span>10 000 demandes<\/span><\/strong> auraient \u00e9t\u00e9 enregistr\u00e9es entre minuit et 14 heures le jour du lancement<\/span>. Ce chiffre, communiqu\u00e9 \u00e0 titre d’exemple, t\u00e9moigne de l’int\u00e9r\u00eat suscit\u00e9 par ces financements sans int\u00e9r\u00eats aupr\u00e8s des particuliers<\/span>.<\/span><\/span><\/p>\n

Lire aussi :<\/span><\/strong><\/span><\/p>\n

\n
FEMIP: Ligne de cr\u00e9dit<\/b> de 200M\u20ac pour les banques tunisiennes<\/a><\/div>\n<\/div>\n
\n
Adoption d’une ligne de cr\u00e9dit<\/b> italienne au profit des PME<\/a><\/div>\n<\/div>\n
\n
Dette int\u00e9rieure tunisienne : un frein au cr\u00e9dit<\/b> et \u00e0 l’\u00e9conomie<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

L’engouement pour les cr\u00e9dits sur l’honneur a d\u00e9pass\u00e9 les attentes. Selon l’expert fiscal Mohamed Salah Ayari, une agence bancaire aurait enregistr\u00e9 pr\u00e8s de 10 000 demandes entre minuit et 14 heures le jour du lancement.<\/p>\n","protected":false},"author":1,"featured_media":70894,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Cr\u00e9dits sur l'honneur : 10 000 demandes en 14 heures, les recours possibles","_seopress_titles_desc":"L'engouement pour les cr\u00e9dits sur l'honneur a d\u00e9pass\u00e9 les attentes. Selon l'expert fiscal Mohamed Salah Ayari,","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"cr\u00e9dits sur l'honneur Tunisie,BCT cr\u00e9dits honorables,circulaire BCT 2026,financement sans int\u00e9r\u00eat Tunisie,recours bancaire Tunisie,Mohamed Salah Ayari,demandes cr\u00e9dits 2026,Cr\u00e9dits sur l'honneur,Cr\u00e9dits","footnotes":""},"categories":[82,81,61],"tags":[],"class_list":["post-70875","post","type-post","status-publish","format-standard","has-post-thumbnail","category-a-la-une","category-finance","category-news"],"_links":{"self":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/70875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/comments?post=70875"}],"version-history":[{"count":2,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/70875\/revisions"}],"predecessor-version":[{"id":70895,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/70875\/revisions\/70895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media\/70894"}],"wp:attachment":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media?parent=70875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/categories?post=70875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/tags?post=70875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}