{"id":41094,"date":"2018-08-04T16:25:48","date_gmt":"2018-08-04T15:25:48","guid":{"rendered":"https:\/\/www.plumeseconomiques.com\/fr\/?p=41094"},"modified":"2020-06-13T21:08:38","modified_gmt":"2020-06-13T20:08:38","slug":"fitch-ratings-attribue-la-note-bbb-a-enda-tamweel","status":"publish","type":"post","link":"https:\/\/plumeseconomiques.com\/fr\/news\/fitch-ratings-attribue-la-note-bbb-a-enda-tamweel\/","title":{"rendered":"Fitch Ratings attribue la note BBB- \u00e0 Enda Tamweel"},"content":{"rendered":"<h3 style=\"text-align: justify;\"><strong><span style=\"color: #000000;\">Fitch Ratings attribue la note BBB- \u00e0 Enda Tamweel<\/span><\/strong><\/h3>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">L\u2019agence de notation internationale Fitch Ratings a attribu\u00e9 \u00e0 Enda Tamweel, acteur majeur de la <\/span><span style=\"color: #000000;\">micro-finance en Tunisie, la note BBB- et F3 respectivement sur le long et court terme.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Fitch Ratings souligne que cette notation refl\u00e8te la solidit\u00e9 et l\u2019autonomie financi\u00e8re de l\u2019institution <\/span><span style=\"color: #000000;\">ainsi que sa solvabilit\u00e9 par rapport aux principaux \u00e9metteurs sur le march\u00e9 faisant, toutefois, observer <\/span><span style=\"color: #000000;\">les difficult\u00e9s associ\u00e9es \u00e0 une conjoncture \u00e9conomique marqu\u00e9e par une croissance volatile et une <\/span><span style=\"color: #000000;\">instabilit\u00e9 politique. En 2018, l\u2019agence de notation a maintenu la note de d\u00e9faut \u00e9metteur \u00e0 long terme <\/span><span style=\"color: #000000;\">de devises \u00e9trang\u00e8res de la Tunisie \u00e0 B+ en abaissant la perspective de stable \u00e0 n\u00e9gative. La notation <\/span><span style=\"color: #000000;\">d\u2019une institution est toujours tributaire de l\u2019environnement dans lequel elle \u00e9volue.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Fitch Ratings constate que le leader de la micro-finance en Tunisie dispose d\u2019une solide franchise sur <\/span><span style=\"color: #000000;\">le march\u00e9 de la micro-finance et s\u2019appuie sur un mod\u00e8le \u00e9conomique qui renforce ses perspectives de <\/span><span style=\"color: #000000;\">croissance.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Enda Tamweel b\u00e9n\u00e9ficie \u00e9galement d\u2019un acc\u00e8s optimal \u00e0 des march\u00e9s de capitaux. En tant que leader <\/span><span style=\"color: #000000;\">de la micro-finance en Tunisie, Enda Tamweel demeure, selon Fitch Ratings, l\u2019unique source de cr\u00e9dit <\/span><span style=\"color: #000000;\">pour bon nombre de micros, petites et moyennes entreprises.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Fitch Ratings note que la structure d\u2019Enda Tamweel a relativement chang\u00e9 en 2018 avec l\u2019entr\u00e9e de <\/span><span style=\"color: #000000;\">six nouveaux investisseurs, lesquels d\u00e9tiennent moins de 10% dans le capital de l\u2019entreprise. Engag\u00e9s <\/span><span style=\"color: #000000;\">dans le d\u00e9veloppement financier des pays \u00e9mergents, ces nouveaux actionnaires aideront \u00e0 consolider <\/span><span style=\"color: #000000;\">le syst\u00e8me de gouvernance de l\u2019institution que Fitch Ratings juge positif.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">L\u2019agence de notation fait valoir qu\u2019Enda Tamweel a r\u00e9sist\u00e9 \u00e0 l\u2019instabilit\u00e9 macro\u00e9conomique gr\u00e2ce \u00e0 <\/span><span style=\"color: #000000;\">une politique robuste de gestion des risques mais la volatilit\u00e9 des taux directeurs d\u2019int\u00e9r\u00eat en Tunisie <\/span><span style=\"color: #000000;\">expose l\u2019entreprise \u00e0 un risque \u00e9lev\u00e9 compte tenu de son portefeuille clients.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Fitch Ratings pense, cependant, que l\u2019entreprise est en mesure de se pr\u00e9munir des effets de ces <\/span><span style=\"color: #000000;\">fluctuations.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">\u00ab Les sources de financement de Enda sont stables et diversifi\u00e9es et sa croissance d\u00e9pend de son acc\u00e8s <\/span><span style=\"color: #000000;\">continu au financement \u00bb, \u00e9crit Fitch Ratings qui pr\u00e9voit une croissance consid\u00e9rable pour l\u2019institution <\/span><span style=\"color: #000000;\">dans les prochains mois.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">L\u2019agence de notation consid\u00e8re qu\u2019Enda Tamweel est bien positionn\u00e9e pour conserver et conforter son <\/span><span style=\"color: #000000;\">positionnement de leader de la micro-finance en Tunisie.<\/span><\/p>\n<p><strong>lire aussi:<\/strong><\/p>\n<article class=\"post-46887 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-82\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><a class=\"post-url post-title\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/a-la-une\/fitch-ratings-maintient-la-notation-souveraine-de-la-tunisie-a-b-avec-perspectives-negatives\/\"><span style=\"color: #3366ff;\">Fitch Ratings maintient la notation souveraine de la Tunisie \u00e0\u2026<\/span><\/a><\/h5>\n<\/div>\n<\/article>\n<article class=\"post-42326 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-82\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><span style=\"color: #3366ff;\"><a class=\"post-url post-title\" style=\"color: #3366ff;\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/a-la-une\/fitch-ratings-confirme-la-note-souveraine-de-la-tunisie-a-b\/\">Fitch Ratings confirme la note souveraine de la Tunisie \u00e0 \u2018\u2019\u2026<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n<article class=\"post-41094 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-61\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><span style=\"color: #3366ff;\"><a class=\"post-url post-title\" style=\"color: #3366ff;\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/news\/fitch-ratings-attribue-la-note-bbb-a-enda-tamweel\/\">Fitch Ratings attribue la note BBB- \u00e0 Enda Tamweel<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n<article class=\"post-29065 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-82\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><span style=\"color: #3366ff;\"><a class=\"post-url post-title\" style=\"color: #3366ff;\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/a-la-une\/Fitch-Ratings-la-perspective-de-la-Tunisie-de-negative-BBa-stable-BB\/\">Fitch Ratings : la perspective de la Tunisie de n\u00e9gative \u00ab\u00a0BB-\u00a0\u2026<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n<article class=\"post-28689 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-82\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><span style=\"color: #3366ff;\"><a class=\"post-url post-title\" style=\"color: #3366ff;\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/a-la-une\/La-Fitch-Ratings-prevoit-une-reduction-du-deficit-a-49-en-2015\/\">La Fitch Ratings pr\u00e9voit une r\u00e9duction du d\u00e9ficit \u00e0 4,9% en\u2026<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n<article class=\"post-27021 type-post format-standard has-post-thumbnail   listing-item listing-item-thumbnail listing-item-tb-1 main-term-81\">\n<div class=\"item-inner clearfix\">\n<h5 class=\"title\"><span style=\"color: #3366ff;\"><a class=\"post-url post-title\" style=\"color: #3366ff;\" href=\"https:\/\/www.plumeseconomiques.com\/fr\/actualites\/finance\/Tunisie-Factoring-Fitch-Ratings-confirme-la-notation\/\">Tunisie Factoring : Fitch Ratings confirme la notation<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Fitch Ratings attribue la note BBB- \u00e0 Enda Tamweel<\/p>\n","protected":false},"author":1,"featured_media":41095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[61],"tags":[603,1414,1415],"class_list":{"0":"post-41094","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news","8":"tag-enda-tamweel","9":"tag-fitch-ratings","10":"tag-la-note-bbb"},"_links":{"self":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/41094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/comments?post=41094"}],"version-history":[{"count":0,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/41094\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media\/41095"}],"wp:attachment":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media?parent=41094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/categories?post=41094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/tags?post=41094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}