{"id":39499,"date":"2018-03-31T19:02:34","date_gmt":"2018-03-31T19:02:34","guid":{"rendered":""},"modified":"2020-06-20T10:41:36","modified_gmt":"2020-06-20T09:41:36","slug":"l-encours-des-credits-bancaires-destines-a-la-consommation-a-atteint-225-milliards-de-dinars","status":"publish","type":"post","link":"https:\/\/plumeseconomiques.com\/fr\/non-classe\/l-encours-des-credits-bancaires-destines-a-la-consommation-a-atteint-225-milliards-de-dinars\/","title":{"rendered":"L\u2019encours des cr\u00e9dits bancaires destin\u00e9s \u00e0 la consommation a atteint 22,5 milliards de dinars"},"content":{"rendered":"

L\u2019encours des cr\u00e9dits bancaires destin\u00e9s \u00e0 la consommation\u00a0 a atteint 22,5 milliards de dinars<\/strong><\/span><\/p>\n

\"L\u2019encours\u00a0<\/span><\/p>\n

L\u2019encours des cr\u00e9dits bancaires destin\u00e9s \u00e0 la consommation\u00a0 a atteint, \u00e0 la fin de d\u00e9cembre 2017, 22,5 milliards de dinars contre 10,7 milliards de dinars en d\u00e9cembre 2010, soit une hausse de 110%,\u00a0 selon les indicateurs de la Banque Centrale de Tunisie (BCT).<\/span><\/p>\n

De son cot\u00e9, l\u2019Institut national de la consommation (INC) a indiqu\u00e9, vendredi, sur son site web que ces cr\u00e9dits repr\u00e9sentent environ 29% du total des cr\u00e9dits inject\u00e9s par les banques de la place dans l\u2019\u00e9conomie.<\/span><\/p>\n

Les cr\u00e9dits sont r\u00e9partis entre\u00a0 10,2\u00a0 milliards de dinars pour l’achat d\u2019un nouveau logement (soit 49,7% du total des cr\u00e9dits), 9,1 milliards de dinars pour l’am\u00e9lioration du logement, 2,9milliards de dinars cr\u00e9dits de consommation \u00e0 courte dur\u00e9e, 317 millions de dinars de cr\u00e9dits automobiles et 4,5 millions de\u00a0 dinars cr\u00e9dits universitaires.<\/span><\/p>\n

L\u2019INC a fait savoir que le volume des cr\u00e9dits \u00e0 la consommation repr\u00e9sente 50,3% du total des cr\u00e9dits accord\u00e9s par les banques aux familles tunisiennes.<\/span><\/p>\n

Ce type de cr\u00e9dits\u00a0 a enregistr\u00e9, entre d\u00e9cembre 2011 et d\u00e9cembre 2017,\u00a0 une progression de 71%. Ceux d\u00e9di\u00e9s \u00e0\u00a0 l\u2019achat d\u2019un nouveau logement sont en hausse de 11,1%.<\/span><\/p>\n

A noter que\u00a0 le taux d\u2019int\u00e9r\u00eat\u00a0 des cr\u00e9dits \u00e0 la consommation varie entre taux moyen du march\u00e9 mon\u00e9taire (TMM) +5\u00a0 et TMM +7. Le taux d’int\u00e9r\u00eat sur les pr\u00eats consacr\u00e9s \u00e0 la construction de logement et aux cr\u00e9dits immobiliers varie entre TMM +3,25 et\u00a0 TMM+9.\u00a0<\/span><\/p>\n

lire aussi :\u00a0<\/strong><\/p>\n

\n
\n
L\u2019encours des cr\u00e9dits bancaires destin\u00e9s \u00e0 la consommation a\u2026<\/span><\/a><\/h5>\n<\/div>\n<\/article>\n
\n
\n
Banques: Classement selon les cr\u00e9dits bancaires en 2013<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n
\n
\n
BCT\u00a0: les mesures de soutien aux particuliers li\u00e9es au report\u2026<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n
\n
\n
ATB : progression des cr\u00e9dits nets de 17,18%<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n
\n
\n
La baisse du taux d\u2019int\u00e9r\u00eat et son impact sur les cr\u00e9dits\u2026<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n
\n
\n
La bourse de Tunis r\u00e9colte de performance<\/a><\/span><\/h5>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

L\u2019encours des cr\u00e9dits bancaires destin\u00e9s \u00e0 la consommation a atteint 22,5 milliards de dinars<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-39499","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-non-classe"},"_links":{"self":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/39499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/comments?post=39499"}],"version-history":[{"count":0,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/39499\/revisions"}],"wp:attachment":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media?parent=39499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/categories?post=39499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/tags?post=39499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}