{"id":27651,"date":"-0001-11-30T00:00:00","date_gmt":"-0001-11-29T23:19:16","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T23:00:00","slug":"UIBPNB-a-772-et-amelioration-des-indicateurs-d-activit","status":"publish","type":"post","link":"https:\/\/plumeseconomiques.com\/fr\/news\/UIBPNB-a-772-et-amelioration-des-indicateurs-d-activit\/","title":{"rendered":"UIB:PNB \u00e0 7,72% et am\u00e9lioration des indicateurs d&rsquo;activit\u00e9"},"content":{"rendered":"<p style=\"text-align: justify;\"><em><strong><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><img loading=\"lazy\" decoding=\"async\" style=\"margin: 2px 10px 5px 2px; float: left;\" alt=\"uib\" src=\"https:\/\/www.plumeseconomiques.com\/images\/M_images\/Juillet-2013\/uib.jpg\" width=\"350\" height=\"200\" \/><span style=\"font-size: 36pt; color: #800000;\">P<\/span>lusieurs indicateurs d&rsquo;activit\u00e9 de l&rsquo;Union Internationale de Banques <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">(UIB) se sont inscrits en hausse durant le premier semestre de l&rsquo;ann\u00e9e <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">2013.<\/span><\/strong><\/em><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Ainsi, selon un communiqu\u00e9 de la banque publi\u00e9 lundi, les d\u00e9p\u00f4ts de la <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">client\u00e8le ont augment\u00e9 de 6,47% passant de 2630,41 MD \u00e0 la fin de juin <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">2012 \u00e0 2800,56 MD \u00e0 la fin de juin 2013.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Cette \u00e9volution s&rsquo;explique en grande partie par notamment la progression<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\"> de 14,42% des d\u00e9p\u00f4ts d&rsquo;\u00e9pargne.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">En plus, l&rsquo;encours net des cr\u00e9dits \u00e0 la client\u00e8le a augment\u00e9 de 6,49% <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">par rapport au 30 juin 2012.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Par ailleurs, l&rsquo;encours des emprunts et ressources sp\u00e9ciales a atteint <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">350,321 MD \u00e0 la fin juin 2013, contre 334,067 MD durant la m\u00eame p\u00e9riode <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">de l&rsquo;ann\u00e9e derni\u00e8re.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Cette variation s&rsquo;explique d&rsquo;une part, par l&rsquo;\u00e9mission d&rsquo;un emprunt<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\"> obligataire pour un montant de 40 MD (compte non tenu des dettes <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">rattach\u00e9es de 0,666 MD), et d&rsquo;autre part, par le remboursement d&rsquo;un<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\"> montant de 17,664 MD relatif aux \u00e9ch\u00e9ances des emprunts obligataires <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">\u00e9mis par l&rsquo;UIB en juillet 2009, septembre 2011 et d\u00e9cembre 2011.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Les produits d&rsquo;exploitation bancaire, pr\u00e9sent\u00e9s nets des agios r\u00e9serv\u00e9s, <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">ont atteint 133,727 MD au cours du 1er semestre 2013, soit une <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">progression de 18,419 MD par rapport au 1er semestre 2012, ce qui<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\"> correspond \u00e0 une \u00e9volution de 15,97%.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">La marge d&rsquo;int\u00e9r\u00eat a atteint 58,522 MD au cours du 1er semestre de <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">l&rsquo;ann\u00e9e en cours contre 51,184 MD pendant la m\u00eame p\u00e9riode de l&rsquo;ann\u00e9e <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">derni\u00e8re, soit une progression de 14,34%.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">La marge sur les commissions a atteint 23,696 MD en 2013 contre 21,998<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">MD en 2012, soit une progression de 7,72% le Produit Net Bancaire a <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">atteint un montant de 89, 404 MD en 2013, contre 79,463 MD en 2012, soit <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">une augmentation de 9,941 MD correspondant \u00e0 une \u00e9volution de 12,51%. <\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Les frais de personnel ont enregistr\u00e9 une hausse de 4,20%<\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\"> passant de 33, 263 MD en 2012 \u00e0 34,659 MD en 2013. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Les charges g\u00e9n\u00e9rales d&rsquo;exploitation ont accus\u00e9 une baisse de 3,64% pour<\/span> <span style=\"font-size: 12pt; font-family: georgia,palatino;\">atteindre 8,853 MD en 2013.<\/span><br \/><span style=\"font-size: 12pt; font-family: georgia,palatino;\"><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">En revanche Les charges op\u00e9ratoires (frais de personnel et charges <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">g\u00e9n\u00e9rales d&rsquo;exploitation) ont connu une hausse de 2,50, passant de <\/span><span style=\"font-size: 12pt; font-family: georgia,palatino;\">42,451 MD en 2012 \u00e0 43,512 MD en 2013. <br \/><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; font-family: georgia,palatino;\">Le r\u00e9sultat brut d&rsquo;exploitation est pass\u00e9 de 33,827 MD en 2012 \u00e0 42,235<\/span> <span style=\"font-size: 12pt; font-family: georgia,palatino;\">MD en 2013, soit une \u00e9volution de 24,86%.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>UIB:PNB \u00e0 7,72% et am\u00e9lioration des indicateurs d&rsquo;activit\u00e9 <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[61],"tags":[],"class_list":{"0":"post-27651","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-news"},"_links":{"self":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/27651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/comments?post=27651"}],"version-history":[{"count":0,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/posts\/27651\/revisions"}],"wp:attachment":[{"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/media?parent=27651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/categories?post=27651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/plumeseconomiques.com\/fr\/wp-json\/wp\/v2\/tags?post=27651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}